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Talk about "financial advice" to most people and they may think of tax advisors, investment advisors, bankers, and other professional "money advisors", many of whom are required to be licensed before giving out advice. But the Internet has introduced a new kind of financial advisor to the world: the random blogger.

Yes, it's true. Many people are turning to Web blogs for advice on how to make money, save money, and invest money. If you thought going to your commission-based advisor was risky, then you may be dubious about the kind of advice you will find for free on the Web. And you should be. There are a lot of hucksters out there.

But we have found that the Web is a pool filled with schools of fish as well as sharks. And from those schools of fish we believe there are honest, simple lessons that anyone can learn in a reasonably safe fashion. Those lessons don't offer deep, profit-making insights into making money in stock options or foreign exchange markets. They are just good, common sense ideas or personal anecdotes.

When people share their experiences with each other, the overall ability of a group of people to avoid making mistakes improves considerably. By teaching each other what we have learned from life experience we help each other advance and grow.

And so we set out to find a number of blogs that share good financial advice. These are not blogs written by licensed professionals but by people who have traveled down the road of life and learned a thing or two along the way.

The Ben Factor is a personl blogger's exploration of the world of money from a layman's point of view.

Budgeting with the Bushmans is a one-year journal by a household sharing their experiences. Although the blog is no longer updated it still offers a glimpse into one family's financial journey for a year.

The Frugal Living Blog takes a simple approach to making and saving money: it assumes you have none and don't know where to start.

Income for Us uses a clever domain name but is a blog that offers simple tips for people looking to save and make money.

Michelle's Financial Journal is another personal experience blog, no longer updated, but offering an opportunity to ride along as a family works toward saving money for the future.

The Furlong Blog is a curious blog offering opinions on big news that may affect people's incomes, lifestyles, etc.

Moneta Die takes its name from Latin (it means "Money Day" or "Day of Money") and it offers a chance to think about money from a higher level without requiring the reader to know a great deal about economic theory.

The Money Saving Queen is all about saving money. Very slick design but the articles cover a lot of useful tips.

The Money Time Blog collects and shares all sorts of good tips on how to save money, make money, etc. It's a simple blog intended for people who don't want a lot of legalese and financial jargon.

My Money Talks takes the reader into the world of financial lingo. Sooner or later you will want to know something about what all those terms mean. This blog promises to explain a lot of that.

No Wasted Change looks at being conservative with what money you have (presumably not much) while you learn how to grow your wealth.

Poorer Than You is another interesting personal experience blog. Although no longer updated like several others we suggest, this blog also offers some deep personal insights into one person's experience with managing money.

Stapler Confessions is another great site sharing the experiences of one family as they learn to manage their finances better than before.

The Wizard of Cash offers a mix of personal budgeting, money making, and investment strategy articles so it reaches out to an audience of diverse levels of experience and knowledge.

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